Achieve Financial Freedom La Plata MD

Prudent spending can help you save quite a bit of money in the long run. Another savings method you should consider is taking some percentage of your salary and depositing the sum into your savings account.

Timothy Wesling
Wesling Financial Planning Services Corp.
(703) 535-8280
101 N. Columbus Street, Suite 402
Alexandria, VA
Expertises
Retirement Planning & Distribution Rules, Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Estate & Generational Planning Issues, Divorce Planning
Certifications
NAPFA Registered Financial Advisor, AIF, CDFA, CFP®, CMFC

Carolyn Walder
Lifetime Wealth Planning and Management LLC
(703) 519-1254
120 Waterfront Street, Suite 410
National Harbor, MD
Expertises
Ongoing Investment Management, Financial Issues Between Generations, Retirement Planning & Distribution Rules, Women's Financial Planning Issues, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®

Mrs. Christine M. Parker, CFP®
(866) 681-7526
9300 Endowment Pl
La Plata, MD
Firm
Parker Financial, LLC
Areas of Specialization
Charitable Giving, Comprehensive Financial Planning, Estate Planning, General Financial Planning, Investment Management, Investment Planning, Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Business Executives

Data Provided by:
Mr. Tim Murphy, CFP®
(301) 392-1957
108 La Grange Ave
La Plata, MD
Firm
Murphy's Law Firm, LLC

Data Provided by:
Mr. Frank L. Nelson, CFP®
(301) 396-4647
8200 Bishopsgate Ln
White Plains, MD
Firm
Nelson Financial Planning Services, Inc
Areas of Specialization
Asset Allocation, Budget Development, Comprehensive Financial Planning, Debt Management, Estate Planning, General Financial Planning, Government and Military
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Carolyn Walder
Lifetime Wealth Planning and Management LLC
(703) 519-1254
211 North Union Street, Suite 100
Alexandria, VA
Expertises
Ongoing Investment Management, Financial Issues Between Generations, Retirement Planning & Distribution Rules, Women's Financial Planning Issues, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. John W Jilek, CFP®
(301) 932-0305
9375 Chesapeake St Ste 107
La Plata, MD
Firm
Edward Jones Investments

Data Provided by:
Mr. Roger Bruce Merrick, CFP®
(301) 934-9219
PO Box 672
La Plata, MD
Firm
Ameriprise Financial
Areas of Specialization
Charitable Giving, Investment Planning, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. David C. Lohff, CFP®
(301) 934-9219
PO Box 672
La Plata, MD
Firm
Ameriprise Financial
Areas of Specialization
Budget Development, Comprehensive Financial Planning, Employee and Employer Plan Benefits, General Financial Planning, Government and Military, Insurance Planning, Intergenerational Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Robert T. Ramos, CFP®
(301) 885-0955
603 Post Office Rd Ste 106
Waldorf, MD
Firm
Wealth Management Partners, LLC
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Divorce Issues, Estate Planning, Government and Military, Insurance Planning, Investment Management
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Data Provided by:

Achieve Financial Freedom

Are you weighed down by debt and mortgage and overdue payments? Are you going through your own personal financial crisis? Are you looking to achieve financial freedom? You’re not alone. Many of us, especially the working class, are seeking that road to financial freedom so we won’t have to worry about our financial needs for the future. There are just so many things to consider – emergency funds, children’s college funds, retirement funds – that sometimes you can’t help but dread the thought of that next due payment. The truth is, anyone can achieve financial freedom; all it takes is careful financial planning. Analyzing and controlling your daily expenses can help you build up your daily wealth and help you get on the road to financial freedom. This article will show you how you can get started.

First of all, if you’re a user of credit cards, pay off your credit card debt. Sure, credit cards might seem handy since you don’t have to carry a lot of cash unnecessarily, but the extraordinarily high interest rates on credit cards can lead to credit card debts that can cancel out even the greatest investor’s gains. The biggest problem with credit cards is that it encourages impulse buying, and most people end up buying things that they don’t necessarily need. A lot of people lose track of their expenses and end up accumulating more payables than they can afford to pay off. Buying on credit will not help in your efforts to achieving long term financial freedom, because realistically speaking, as long as you have a credit card, you’re in continuous debt.

After you’ve paid off your credit card debt, cancel your credit cards and stop using them. If you lack the discipline to resist the “grab and swipe” temptation, it’s the best thing for you. If you don’t have it, you won’t be tempted. But if you absolutely must have the convenience of “cashless” payment, consider a debit card instead. Debit cards should instill in you the discipline of prudent spending, because with debit cards you’re spending what you have in your bank account rather than spending on credit. For most people I know, the fear of seeing a shrinking bank account balance with every expenditure is enough to stave off any other temptation to buy on impulse. They think twice about swiping for that new gold bracelet they might like but don’t really need. Debit cards can help you control your finances if used prudently.

Prudent spending can help you save quite a bit of money in the long run. Another savings method you should consider is taking some percentage of your salary and depositing the sum into your savings account. Most people who do this typically take 30 from their salaries, and consider the sum in such accounts as untouchable or “for emergencies only”. Again it takes quite a bit of discipline to ensure that you won’t be tempted to spend that particular sum, especially after you’ve spent the remaining 70 of your paycheck. If you use a debit card, it’s wise to set up two separate accounts, one for your debit card, and one for your “fixed” savings.

Building up your daily wealth is really as simple as being prudent with your spending. The keyword here is save, save, save. Do not be a slave to debt. Keep track of your finances by using personal financial planning software to key in your cash inflow and outflow so you’re aware of your financial position as you go along. If you’re not comfortable with the numbers, make adjustments; see which expenses you can reduce or do away with completely, etc. Control your buying impulse. Instill in yourself the discipline to buy what you really need, not what you want or desire. I’m sure that if you can do all of this, you will be well on your way to financial freedom.

Visit http://www.worldwidewealthsolutions.com to discover the Millionaire SECRETS of How To Make Money Easily and build your wealth! Jamie B. McIntyre is a Life Coach, Philanthropist and self-made millionaire providing life-changing advice at http://www.worldwidewealthsolutions.com



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