Investing Tips Hagerstown MD

Good investing can bring peace of mind, security and the lifestyle you and your family want to live. On the other hand, poor investing or not investing can cause a lot of personal and family stress.

Archibald Hoxton
Hoxton Financial, Inc.
(301) 244-0320
19756 Longmeadow Road
Hagerstown, MD
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Estate & Generational Planning Issues, Advising Medical Professionals, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, AAMS, AIF, CFP®

Mr. John M. Zinaich, CFP®
(240) 285-1911
44 N Potomac St Ste 203
Hagerstown, MD
Firm
Zinaich Capital and Risk Management
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mr. Jeffrey A. Bowers, CFP®
(301) 791-7910
1380 Dual Hwy
Hagerstown, MD
Firm
Bowers Insurance
Areas of Specialization
Business Succession Planning, Estate Planning, Insurance Planning, Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Mrs. Lesa Feuillet Haas, CFP®
(301) 733-5505
1260 Maryland Ave
Hagerstown, MD
Firm
Walnut Street Securities, Inc.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, General Financial Planning, Investment Planning, Long-Term Care

Data Provided by:
Mr. Douglas K. Nigh, CFP®
(301) 739-1500
1110 Opal Court
Hagerstown, MD
Firm
Serafini Financial Services
Areas of Specialization
Business Succession Planning, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Investment Management, Investment Planning, Retirement Planning, Wealth Management

Data Provided by:
Archibald Hoxton
Hoxton Financial, Inc.
(304) 876-2619
8530 Shepherdstown Pike
Shepherdstown, WV
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Estate & Generational Planning Issues, Advising Medical Professionals, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, AAMS, AIF, CFP®

Mr. C. Allen Weller, CFP®
(301) 739-2373
6 W Washington St
Hagerstown, MD

Data Provided by:
Mr. Andrew Alan Serafini, CFP®
(301) 739-1500
1110 Opal Ct
Hagerstown, MD
Firm
Serafini Financial Services
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mr. Johannes Allender, CFP®
(240) 221-0887
44 N Potomac St Ste 203
Hagerstown, MD
Firm
Zinaich Capital & Risk Management

Data Provided by:
Mr. Marcus S. Conrad, CFP®
(240) 469-4615
13521 Essex Drive
Hagerstown, MD
Firm
Ameriprise Financial Services, Inc.
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning, Elder Care, Employee and Employer Plan Benefits
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Data Provided by:

Investing Tips

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User Image By TopTenReviews Contributor

A financial advisor and friend once told me, ”It doesn’t matter how good of job someone has, if they want to acquire wealth in this life, at some point they are going to have to invest in something.” Investing is something most people will do during their lifetime. They may invest in real estate, life insurance, stocks, bonds, mutual funds or a simple 401K.

Good investing can bring peace of mind, security and the lifestyle you and your family want to live. On the other hand, poor investing or not investing can cause a lot of personal and family stress. Here are a few basic ideas and tips for someone just beginning his or her portfolio:

Start Young

Albert Einstein supposedly called compound interest “the eighth wonder of the world.” The younger you start investing, the less you will have to invest to enjoy the same yield. For example, suppose you have a retirement goal of $500,000 and you want to retire at age 65. (For this example, we’ll use an average return of 6%)

If you start investing at age 35, you will have to invest $498 each month for 30 years for a total of $179,191 to reach you goal. However if you begin to invest at age 55, you will have to invest $3,051 each month, or a total of $366,123 to reach your retirement goal. Money invested while you are young yields a much higher return.

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